DISCLAIMERS
In researching over 5,000 properties per month, there is always the possibility of errors within this database. Please verify your data and consult the appropriate Real Estate professional before purchasing any property. While significant precautions are taken to ensure that the results are accurate, Neither this website nor its owner is responsible for any losses that may result from the use of this data.
INDEMNITY
As a condition of use of Foreclosure Listing Service’s website, the Subscriber agrees to indemnify Foreclosures Listing Service, Inc and its suppliers, distributors, or affiliates from and against any and all liabilities, expenses (including attorneys' fees) and damages arising out of claims resulting from Subscriber's use of Foreclosure Listing Service's website, including without limitation, any claims alleging facts, that if true, would constitute a breach by Subscriber of this Agreement by the Subscriber.
"Persons or entities listed as alleged current or original mortgagors, alleged property addresses, legal descriptions and mortgage information are based upon information furnished by taxing authorities, public records and private vendors based on public records. The information contained herein was obtained from sources believed to be reliable; however, Foreclosure Listing Service, Inc. makes no guarantees, warranties, or representations as to the accuracy thereof. The information within this publication is for the sole and exclusive use of the registered subscriber.
A name or a property appearing on this list is not intended to reflect upon that person's or entity's credit worthiness. If the person or property is properly listed, there are valid reasons for foreclosure other than nonpayment of a note. The persons or entities listed as mortgagors may not have personal liability or responsibility for payment of a note. You should obtain a policy of title insurance before purchasing any property listed herein. You should consult your attorney before contacting any person or entity or contracting for any property listed herein."
Assessed values, year of construction and square footage of the building are taken from public records which are deemed reliable but are not absolutely accurate.
Assessed or tax values found on the Tax Roll of a given jurisdiction are not necessarily the actual values, but only the means of assessing taxes.
The values shown within this publication can be up to two years old.
Square footage of a house generally is the living area, but from county to county could vary.
EXTREMELY IMPORTANT:
Do not buy any property listed within this publication based solely on the contents of same. Always match the street address shown in this publication with the actual legal description as shown in the deed of trust. Always consult an attorney as well as conduct a thorough investigation as to values, size of property, age of property and encumbrances to the property.
Methodology for generating "Unpaid Balance":
- "Unpaid Balance" is generated for residential homes only.
- If FLS is aware of the amount, date and interest rate of the original mortgage, then we calculate the "unpaid balance" utilizing a computerized amortization schedule.
- If FLS is aware of the amount and date of the original loan, but the interest rate has not been reported, then FLS estimates the interest rate based on the average interest rate of homes posted within the last ten (10) years in which the loan origination date was the same month and year as that of the subject. If FLS has estimated the interest rate, an asterisk will be shown next to the unpaid balance.
- If either the amount or date of the original loan is not reported, then the unpaid balance is not calculated.
- It is assumed that the mortgagor has not paid on the note for six months. This is only an assumption used for the purpose of calculating the unpaid balance, not a fact.
- The unpaid balance is representative of the estimated note balance only. It does not include unpaid taxes, attorneys fees, etc.
SUBSCRIBER AGREEMENT |
1. Licensee may create printouts of data for internal use only. Licensee may
not copy, download, store, publish, transmit, transfer, sell or otherwise use
Foreclosure Listing Service, Inc (or FLS) data, or any portion of such data, in any form
or by any means except (a) as expressly permitted by this
agreement, (b) with FLS prior written permission, or (c) if not expressly
prohibited by this agreement as allowed under the fair use provision of the
Copyright Act (17 USC Sec. 107). Downloaded data may not be stored or
used in an archival database or other searchable database except as expressly permitted by
this agreement. Licensee shall not sell, license or distribute data in any form to third
parties or use data as a component or as a basis for any material offered for sale,
license or distribution. Use of data to create mailing or marketing lists for commercial
purpose or for distribution to third parties is strictly prohibited. Licensee must keep
strictly confidential the pass identification number issued to it by FLS. Licensee's pass
identification number must remain within its sole possession and control at all times and
may not be communicated in any manner or form to any party not authorized by FLS to have
access to and use such pass identification number.
I
agree not to disclose my Membership Login information to others and
understand that my account may be suspended and the remaining value of my
subscription will be forfeited if FLS detects usage beyond the number of
license(s) purchased. Except for the license granted by this
agreement, all right, title and interest in FLS data, in all languages, formats and media
throughout the world, including all copyrights, are and will continue to be the exclusive
property of Foreclosure Listing Service, Inc.
2. DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY- FLS data is
provided "as is", without warranty of any kind, express or implied, including,
but not limited to, the warranties of performance, merchantability and fitness for a
particular purpose. FLS and contributors of data shall have no liability whatsoever to
licensee for any claim(s) relating in any way to this agreement or their performance
hereunder, regardless of the form of action, whether based in contract or negligence. In
no event shall FLS or contributors of data be liable to licensee for any claim(s) relating
to licensee's inability or failure to perform research or related work or to perform such
research or other work properly or completely even if assisted by nor shall or
contributors of data be liable for any lost profits or other consequential, exemplary,
incidental, indirect or special damages, even if advised of the possibility of such
damages.
3. RESPONSIBILITY FOR CERTAIN MATTERS-Subscriber shall be
responsible for all access to and use of FLS data by subscriber personnel or
by means of subscriber equipment or the FLS pass identification number (for
subscribers), whether or not Licensee has knowledge of or authorizes such
access and use.
4. RESERVATION OF RIGHTS- FLS reserves the right to modify the
terms and conditions of this Agreement from time to time including, but not
limited to, the right to impose access and usage limitations. Such modifications
shall be effective immediately upon written notice to Account Subscriber.
5. EFFECT OF AGREEMENT-This Agreement embodies the entire
agreement between the parties with respect to the subject matter hereof and
supersedes any and all prior understandings and agreements, oral or written,
relating thereto. FLS, may amend the terms and conditions of this Agreement
at any time without the prior consent of licensee.
Any other amendment hereto must be in writing
and signed by both parties.
6. NOTICES-All notices hereunder shall be given in writing to Foreclosure
Listing Service, Inc P O Box 1007 Addison, Tx 75001.
Attn George Roddy Sr
7. GOVERNING LAW-This Agreement shall be governed by and construed under
the laws of the State of Texas.
8. Return/Cancellation
POLICY: Important, Please read: ..On
quarterly, semi annual & annual subscriptions, all
sales are final. We do not offer refunds on any of our
products, but do allow modification of product subscriptions. Please be sure that you are willing to commit to the term of the subscription that you are ordering..
9. Month
to Month Subscriptions: Each issue, (monthly charge), defined as access to our data until the first Tuesday of the following month, is non-refundable. Your membership will automatically renew. The User agrees and authorizes Foreclosure Listing Service, Inc to process a charge to the User’s credit card or checking account provided by User during User’s registration or User information update process to prepay User’s membership.
The User may terminate the
subscription contract by one of four ways:
By e-mailing a cancellation request to cancellation@roddyreport.com at least five (5) days prior to the first Tuesday of the month .
By telephoning a cancellation request to 972.250.0993 or 1-866/301-1FLS during business hours of 8:30am to 5pm CST Monday through Friday at least 5 days prior to prior to the first Tuesday of the month.
By faxing a cancellation request to 972.407-1040 at least five (5) days prior to the first Tuesday of the month
By mailing a cancellation request at least ten (10) days prior to the first Tuesday of the month to: Foreclosure Listing Service, Inc 4851 Keller Springs Rd #219 Addison, Texas 75001 Attn: Cancellation Dept - In all of the above options, please provide your login and password information as well as the products that you wish to cancel.
If you have any quesitons regarding the rules and regulations please feel free to call our
office during business hours.
Foreclosure Listing Service, Inc.
4851 Keller Springs Road, Suite 219
Addison, Texas 75001
(972) 250-0993